Life Insurance
Life may not always go as planned, but your family’s future can still remain secure.
Our insurance policies offer:
- Customised plans designed for every life stage
- Coverage for loans and financial liabilities
- Long-term savings combined with protection benefits
Policy inclusions and exclusions
What's Covered?
- Accidental death
- Death due to illness
- Disability coverage
- Medical and funeral expenses
What's Not Covered
- Suicide claims within the policy exclusion period
- Death resulting from hazardous or life-threatening activities
- Death arising from criminal or unlawful activities
- Claims restricted under policy terms and conditions
How much life insurance cover do you need?
Our easy to use calculator gives you an idea of the amount of life insurance coverage you need to secure your family in your absence. Pick the closest values of your age, total annual income, savings, liabilities, upcoming major life expenses and the value of your existing life insurance, if any. This is just a guide based on the values you input, our representatives will be able to give you more accurate advice before you make an insurance decision.
Human Life Value Calculator
My Profile
Current Age *
26 Years
18 years69 years
Expected Retirement Age *
49 Years
40 Years70 years
Annual Income *
₹ 1,20,000
1,20,0005 Cr
Inflation Adjustment
6%
My Finance
My Savings
₹ 0
02 Cr
Loans and Liabilities
₹ 0
010 Cr
Existing Life Cover
₹ 0
05 Cr
Future Goals (Wedding, Education, Travel)
₹ 0
05 Cr
Additional life cover required to secure your loved ones is
₹ 0 CRORES
Why Assure Bharat?
We put you first
Get the insurance policy that works for you. Our team is here to guide you anytime during the process.
Led by industry experts
Our processes and business models are designed by industry experts in the insurance industry.
We give back to society
We are socially responsible and we have India's growth and development on our minds.
FAQ
Frequently Asked Questions
Who needs life insurance?
Anyone who has a family, dependents or financial responsibilities should have a life insurance plan.
Why is life insurance important?
Because your family should not have to struggle financially when you are no longer there to provide for them.
Which life insurance plan is right for me?
That depends on your life stage, income and financial goals. Our team is always here to help you choose the right plan.
How is the premium amount decided?
Your age, health, lifestyle and the coverage amount you choose all play a role in deciding your premium.