Professional Integrity Insurance
You built your business on trust. We make sure one wrong move never breaks it.
Our insurance policies offer:
- Protection against financial losses caused by employee fraud or theft
- Coverage for forgery or falsification of documents
- Forensic audit costs are covered when investigating fraud
Policy inclusions and exclusions
What's Covered?
- Fraudulent acts discovered within policy expiry
- Misappropriation or embezzlement of company money or stock
- Losses caused by collusion between employees
- Cash or stock stolen by employees during working hours
What's Not Covered
- Losses occurring outside of India
- Any legal liability or court expenses
- Losses caused by accounting errors rather than dishonesty
- Unexplained inventory shortages
Why Assure Bharat?
We put you first
Get the insurance policy that works for you. Our team is here to guide you anytime during the process.
Led by industry experts
Our processes and business models are designed by industry experts in the insurance industry.
We give back to society
We are socially responsible and we have India's growth and development on our minds.
FAQ
Frequently Asked Questions
What is fidelity insurance?
It protects your business from financial losses caused by dishonest acts of your own employees such as theft, fraud, forgery or misuse of funds.
Does it cover all employees?
You can cover specific employees, a group, or your entire workforce. Our team is always here to help you decide what works best.
What if the fraud is discovered after the employee has left?
You are still covered, as long as the fraud is discovered within 12 months of the employee leaving.
How is a claim filed?
Report the incident to Assure Bharat with all relevant documents. A thorough review will be carried out and compensation will be provided accordingly.