Group Mediclaim Insurance
Your employees show up for you every single day. Their health deserves the same commitment.
Our insurance policies offer:
- Hospitalisation cover for employees under a single policy
- Cashless treatment at network hospitals across India
- Maternity and newborn care benefits
- OPD, day care and ambulance charges included
Policy inclusions and exclusions
What's Covered?
- Ambulance charges during a medical emergency
- In-patient hospitalisation expenses including room rent, doctor fees
- Maternity expenses and newborn baby cover
- Post-hospitalisation expenses up to 60 days after discharge
What's Not Covered
- Cosmetic procedures, unless medically necessary
- After an accident
- Congenital diseases present from birth
- Injuries caused under the influence of intoxicants
Why Assure Bharat?
We put you first
Get the insurance policy that works for you. Our team is here to guide you anytime during the process.
Led by industry experts
Our processes and business models are designed by industry experts in the insurance industry.
We give back to society
We are socially responsible and we have India's growth and development on our minds.
FAQ
Frequently Asked Questions
Who is eligible to be covered?
All the employees of the organisation are covered from the day they join. Depending on the plan, their close family members can be included as well.
Can employees get cashless treatment?
Yes. employees can avail cashless treatment at any network hospital empanelled with the insurer. No upfront payment is needed at the time of admission .
What happens if an employee leaves the organisation?
Coverage ends when employment ends. However, some plans allow the employee to convert their group cover into an individual policy. Our team is always here to help you understand the options available.
How is the premium calculated?
It depends on the number of employees, their age group, the sum insured and the add-ons chosen. Our team is always here to help you find a plan that fits your workforce and your budget.